QUALITY AUTOMOTIVE GROUP |  ADD-ON TIPS

So you barely justify your monthly payment on your new purchase and the Finance or Business Manager tries to sell you a few more items to raise that monthly payment. What do you do? Dealer add-ons usually consist of warranties, chemical packages, theft deterrent systems, life & health insurances, navigational systems, TV’s, stereos, wheels and tires & more. There are some benefits to participating with dealer add-ons such as you being able to compile the “extras” into your financing. However, watch out for the snakes in the grass. There is always someone out there looking to squeeze you out of your hard earned income.

Warranties  >(top)
In most cases if you are approved for only the price of the vehicle, the banks will allow you to add an additional warranty to that vehicle because it will add value and guarantee the vehicle to stay in use. Be careful, some warranties are only accepted at limited dealerships or worse, only at the dealership that you purchasing the vehicle at. Make sure that you know what the deductibles are and take your time; read the small print!

Chemicals  >(top)
“Environment Protection Packages” can include Fiber Guard, Paint Guard and Under Coating. In winter climates, especially in Utah, the manufacturers paint / rust warranties can be voided due to ice preventing road maintenance, such as sand and salt. This is where the Undercoating can save you. Fiber guard allows you to have the convenient clean of leather seats on cloth where you can easily wipe up a spill that could otherwise stain your seats. Lastly, the beaded waxed look comes easy with the paint guard. It will help you maintain that new look and get you a few extra bucks when it comes time to trade. All in all, these chemical packages can be of value. Make sure that you negotiate an affordable price that will fit in your budget before signing on the bottom line.

Electronics  >(top)
Electronics for some can make a difference between a vehicle getting from point A to point B to a luxury ride with no hurry to get there. On the other hand, with a navigational system, it will make sure point B is as easy to find as your nose! Just make sure that you are familiar with the “going” prices of the electronics that you might add to your new purchase!

Wheels & Tires  >(top)
Looks: So you want to raise that truck or SUV up a little with some new wheels & tires?
Performance: If a low profile tire is the preferred purchase for performance, is it worth it at the dealership? As all the other items mentioned above, the benefit to adding these items at the time of purchase is that you can possibly fit them into your auto loan. Better yet, when leasing you have the option to pay for these add-ons for the months you use them and not for the entire purchase! Dealerships can be competitively priced on their wheel & tire inventory but it never hurts to do some research before you sign on the dotted line!

 

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